Credit Act affects users differently
The Credit Act has changed the rules of the banking business.
Be sure to know how they affect you.
One positive, issuers will no longer be able to 'fee-harvest'. This is a card with large up-front fees and low limits. This type of card is geared toward people with bad credit.
To read more about the way credit cards will change: http://www.creditcards.com/credit-card-news/credit-card-act-impact-credi...